body {
    margin:0px;
    font-family:Arial, Helvetica, sans-serif;
    background-color:#000099;
    background: url(images/blueprint2.gif) no-repeat center top; 
    background-color:#ffffff;
}
img {
border: 0;
cursor:pointer;
}
#container {
    margin-left:auto;
    margin-right:auto;
    text-align:left;
    width:960px;
}
#container2 {
    margin-left:auto;
    margin-right:auto;
    margin-bottom:50px;
    text-align:left;
    width:920px;
    padding:10px;
    background: url(images/bgpage_blue.png) repeat-x; 
    border:10px solid #eaeaea;
    background-color:#ffffff;
}
#outline {
    margin:0px;
    padding:0px;
    border:1px solid #f1f1f1;
}
#masthead {
    width: 960px;
    height: 140px;
}
.mastheadlogo {
    float: left;
    width: 810px;
    height: 140px;
}
.mastheadquote {
    float: right;
    width: 150px;
    height: 140px;
}
#navigation {
    width:615px;
    height:36px;
    background: url(images/nav_bg1.jpg) repeat-x;
}
ul#sidenav {
    margin: 0; padding: 0;
    float:left;
    width: 100%;
    list-style: none;
    font-size: 12px;
    line-height: 35px;
    font-weight:bold;
}
ul#sidenav li {
    float: left;
    margin: 0; 
    padding: 0;
    position: relative;
}
ul#sidenav li a {
    float: left; 
    text-indent: -9999px;
    height: 36px;
    font-size: 12px;
    line-height: 35px;
    font-weight:bold;
}
ul#sidenav li:hover a, ul#topnav li a:hover { 
    background-position: left bottom; 
}
ul#sidenav li:hover a, ul#topnav li a:hover { 
    background-position: left bottom; 
}
ul#sidenav a.buildersrisk {
    background: url(images/nav_buildersrisk.png) no-repeat;
    width: 300px; 
   margin-left: 0px;
}
ul#sidenav a.generalliability {
    background: url(images/nav_generalliability.png) no-repeat;
    width: 300px; 
   margin-left: 0px;
}
ul#sidenav a.workerscomp {
    background: url(images/nav_workerscomp.png) no-repeat;
    width: 300px; 
   margin-left: 0px;
}
ul#sidenav a.auto {
    background: url(images/nav_auto.png) no-repeat;
    width: 300px; 
   margin-left: 0px;
}
ul#sidenav a.umbrella {
    background: url(images/nav_umbrella.png) no-repeat;
    width: 300px; 
   margin-left: 0px;
}
ul#sidenav a.equipment {
    background: url(images/nav_equipment.png) no-repeat;
    width: 300px; 
   margin-left: 0px;
}
ul#sidenav a.property {
    background: url(images/nav_property.png) no-repeat;
    width: 300px; 
   margin-left: 0px;
}
ul#sidenav a.bonds {
    background: url(images/nav_bonds.png) no-repeat;
    width: 300px; 
   margin-left: 0px;
}
ul#topnav {
    margin: 0; padding: 0;
    float:left;
    width: 100%;
    list-style: none;
    font-size: 12px;
}
ul#topnav li {
    float: left;
    margin: 0; 
    padding: 0;
    position: relative;
}
ul#topnav li a {
    float: left; 
    height: 36px;
    font-size: 12px;
    line-height: 35px;
    font-weight:bold;
    text-align:center;
}
ul#topnav li:hover a, ul#topnav li a:hover { 
    background-position: left bottom; 
}
ul#topnav a.quote {
    background: url(images/navbar1.png) no-repeat;
    width:154px; 
   margin-left: 0px;
}
ul#topnav a.certificate {
    background: url(images/navbar1.png) no-repeat;
    width:154px; 
   margin-left: 0px;
}
ul#topnav a.about {
    background: url(images/navbar3.png) no-repeat;
    width:102px; 
   margin-left: 0px;
}
ul#topnav a.contact {
    background: url(images/navbar3.png) no-repeat;
    width:102px; 
   margin-left: 0px;
}
ul#topnav a.links {
    background: url(images/navbar2.png) no-repeat;
    width:103px; 
   margin-left: 0px;
}
#divider {
        width:300px;
	clear:both;
	border-top:1px solid #f1f1f1;
}
#header {
}
#subheader {
	font-family:Arial, Helvetica, sans-serif;
        font-size:15px;
	height:30px;
}
ul.page{
    color:#000000;
    font-size:12px;    
    margin:10px 0;
    list-style:none; 
    margin:0;
    padding:0;
}
li.page{    
    padding-left:25px;
    margin:8px 0;
    line-height:18px;
    list-style:none;
    background: url(images/Bullet2_Solutions.jpg) no-repeat;
}
ul li a:hover {
    color: #ffffff; 
    text-decoration:none;
}
a{
    text-decoration:none;
    color:#000000;
}
h1{
    font-family:Times, Times New Roman, serif;
    font-size:13px;
    line-height:18px;
    margin-top:10px;
    margin-bottom:10px;
    font-weight:bold;
    color:#000000;
}
h2{
    font-family:Times, Times New Roman, serif;
    font-size:13px;
    line-height:18px;
    margin:0px;
    margin-top:12px;
    font-weight:bold;
    color:#000000;
}
h3{
    font-family:Times, Times New Roman, serif;
    font-size:18px;
    margin-bottom:0px;
    margin-top:12px;
    font-weight:bold;
    color:#000000;
}
p.highlight{
    font-family:Arial, Helvetica, sans-serif;
    line-height:18px;
    font-size:14px;
    margin-bottom:10px;
}
p.note{
    font-family:Arial, Helvetica, sans-serif;
    line-height:18px;
    font-size:12px;
    margin-bottom:10px;
    margin-top:10px;
}
p.form{
    font-family:Arial, Helvetica, sans-serif;
    line-height:14px;
    font-size:12px;
    margin-bottom:0px;
    margin-top:0px;
}
#associations{
    width:915px;
    padding-top:20px;
    padding-bottom:10px;
    clear:both;
    text-align:center;
    font-size:10px;    
    color:#000000;
    background-color:#ffffff;
    border:1px solid #f1f1f1;
}
/* 3 columns height is 140px taller then columns 2 and 3 */
.column1of3 {
	float:left;
        padding:0px;
	width:300px;
	height:750px;
        border-left:1px solid #f1f1f1;
        border-top:1px solid #f1f1f1;
}
.column1of3 img {
	float:left;
}
.column1header {
        padding:12px;
	width:275px;
        font-family:Arial, Helvetica, sans-serif;
        font-size:12px;
        line-height:18px;
        color:#000000;
}
.column1tab {
	float:left;
        padding:0px;
        height:36px;
	width:300px;
        background: url(images/nav_buildersrisk.png) no-repeat;
}
.column1sub {
	float:left;
        padding-left:12px;
	width:275px;
        height:80px;
        font-family:Arial, Helvetica, sans-serif;
        font-size:13px;
        line-height:15px;
        color:#000000;
}
.column1sub2 {
	float:left;
        padding-left:100px;
        padding-top:10px;
	width:190px;
}
.column2image {
	float:left;
        padding:10px;
	width:595px;
        border-bottom:1px solid #f1f1f1;

}
.column2of3 {
	float:left;
	width:285px;
        min-height:250px;
        margin-left:12px;
        margin-top:12px;
        font-family:Arial, Helvetica, sans-serif;
        line-height:18px;
        font-size:12px;
}
.column2of3 a {
	margin-left:10px;
	color:#000099;
	font-weight:bold;
        line-height:25px;
}
.column2of3 a:hover {
	margin-left:10px;
	color:#990000;
	font-weight:bold;
        line-height:25px;
        font-style:italic;
}
.column3of3 {
	float:left;
	width:285px;
        margin-top:12px;
        font-family:Arial, Helvetica, sans-serif;
        margin-left:15px;
        line-height:18px;
        font-size:12px;
}
.column3of3 a {
	margin-left:10px;
	color:#000099;
	font-weight:bold;
        line-height:25px;
}
.column3of3 a:hover {
	margin-left:10px;
	color:#990000;
	font-weight:bold;
        line-height:25px;
        font-style:italic;
}
.column1of3, .column2of3, .columns1and2of3 {
	margin-right:0px;
}
.columns1and2of3, .columns2and3of3 {
	float:left;
	width:615px;
        border-right:1px solid #f1f1f1;
        border-left:1px solid #f1f1f1;
        border-top:1px solid #f1f1f1;
}
/* forms */

.formcolumn1of3 {
	float:left;
 	width:278px;
        font-family:Arial, Helvetica, sans-serif;
        line-height:18px;
        font-size:12px;
}
.formcolumn2of3 {
	float:left;
	width:278px;
        font-family:Arial, Helvetica, sans-serif;
        margin-bottom:50px;
        line-height:18px;
        font-size:12px;
}
.formcolumn3of3 {
	float:left;
	width:278px;
        font-family:Arial, Helvetica, sans-serif;
        line-height:18px;
        font-size:12px;
}
.formcolumn1of3, .formcolumn2of3, .formcolumn3of3 {
margin-left:12px;
}
#myform {
	-moz-border-radius:5px;
	-webkit-border-radius:5px
}
#myform fieldset {
	margin:0px;
	padding:5px;
	border:1px solid #ffffff;

} 
#myform input {
	border:0px solid;
	background-color:#ffffff;
	padding:5px;
	color:#000000;
	font-size:12px;
	
	/* CSS3 spicing */
	text-shadow:1px 1px 1px #000;
	-moz-border-radius:4px;
	-webkit-border-radius:4px;	
}

#myform label {
	font-size:11px;		
	margin-top:20px;
	display:block;

}

#myform label input {
	display:block;	
    border:1px solid #999999;
}
#myform input:focus{ 
	color:#000000; 
	background-color:#ffffff;
 }
#myform input:active{ 
	background-color:#ffffff; 
}
.clear {
	clear:both;
	height:15px;		
}

.error {
	margin:0 0 2px;
	padding:2px 6px;	
	height:15px;
	background-color:#FFFE36;
	font-size:11px;
	border:1px solid #E1E16D;
	padding:4px 10px;
	color:#000;
	display:none;	
	-moz-border-radius:4px;
	-webkit-border-radius:4px; 
	-moz-border-radius-bottomleft:0;
	-moz-border-radius-topleft:0;	
	-webkit-border-bottom-left-radius:0; 
	-webkit-border-top-left-radius:0;
	-moz-box-shadow:0 0 6px #ddd;
	-webkit-box-shadow:0 0 6px #ddd;	
}

.error em {
	border:10px solid;
	border-color:#FFFE36 transparent;
	bottom:-17px;
	display:block;
	height:0;
	left:60px;
	position:absolute;
	width:0;			
}
.error p {
	margin:0;		
}

#footer{
    width:915px;
    margin:0px;
    padding-top:10px;
    padding-bottom:10px;
    clear:both;
    text-align:right;
    font-size:10px;    
    color:#000000;
    background-color:#ffffff;
}
#footer ul{
    list-style:none;
}
#footer li{
    list-style:none;
    display:inline;
}

#footer a{
    color:#000000;
    font-weight:bold;
    font-size:10px;
    text-decoration:none;
}
#footer a:hover{
    color:#000099;
    font-weight:bold;
    text-decoration:underline;
}

    /* overlay pop-up window */
#column1overlay {
	float:left;
        font-family:Arial, Helvetica, sans-serif;
        padding-left: 45px;
        padding-right: 45px;
        font-size:15px;
        line-height:18px;
        color:#00000;
}
#column1overlay a{
    color:#000099;
    font-weight:bold;
    text-decoration:underline;
}
#column1overlay2 {
	text-align:center;
}

#overlay 
{
    background-image:url(images/white.png);
    height:450px;
	padding:35px;
	font-family:Arial, Helvetica, sans-serif;
        font-size:15px;
   	line-height:18px;
   	color:#000000;
        text-align:left;
}
	
    /* container for external content. uses vertical scrollbar, if needed */
div.contentWrap {
    height:450px;
    overflow-y:auto;
}
a:active {
  outline:none;
}
:focus {
  -moz-outline-style:none;
}

/* picture navigation */
	#nav {
		background: url();
		border-top:0px solid #CCCCCC;
		height:60px;	
		width:595px;
	}
	
	#nav ul {	
		width:600px;
		margin:0 auto;	
	}
	
	#nav li {	
		border-right:0px solid #ddd;
		float:left;
		padding-left:1px;
		width:125px;
		list-style-type:none;
        	font-family:Arial, Helvetica, sans-serif;
		font-size:11px;		
		text-align:center;
		margin-top:0px;
	}
	
#nav a {
		color:#333333;
		display:block;
		padding:10px;
		position:relative;
		word-spacing:-2px;
		font-size:11px;		
		height:30px;
		text-decoration:none;
	}	

#nav li:hover {
		text-decoration:underline;
	}	

	#nav a.current {
		background:url(images/down_large2.jpg);	
	}
	
	#nav img {
		background-color:#ffffff;
		border:1px solid #ccc;
		margin:3px 0 5px 10px;
		padding:4px;		
		display:block;
	}
	
	#nav strong {
        	font-family:Arial, Helvetica, sans-serif;
		display:block;		
		font-size:12px;
	}
	
	/* panes */
	#panes {
		background:#ffffff url(images/h300_reverse2.png) repeat scroll 0 0;
		border-color:#ccc;
		border-style:solid;
		border-width:0px 0px 0px;
		width:593px;	
		height:294px;
		margin-bottom:-20px;
		padding-bottom:20px;
		
		/* must be relative so the individual panes can be absolutely positioned */
		position:relative;
	}
	
	/* crossfading effect needs absolute positioning from the elements */
	#panes div {
		display:none;		
		position:absolute;
		top:20px;
		left:20px;
		font-size:13px;
		color:#444;	
		width:555px; 
	}
	
	#panes img {
		float:right;
		margin-left:20px;		
	}
	
	#panes p.more {
        	font-family:Arial, Helvetica, sans-serif;
		color:#000;
		font-weight:bold;
		font-size:12px;
	}
	#panes p {
        	font-family:Arial, Helvetica, sans-serif;
		color:#000;
		font-weight:normal;
		font-size:12px;
	}
	
	#panes h3 {
        	font-family:Arial, Helvetica, sans-serif;
		margin:0 0 -5px 0;
		font-size:18px;
		font-weight:bold;
	}
	
	.overlay {
		display:none;
		width:500px;
		padding:20px;
		background-color:#ddd;
	}